How We Can Help - Our Services
Retirement Planning
Personalized strategies designed to help you work toward financial confidence in retirement.
Private & Public Investing
A diverse range of investment opportunities tailored to your financial objectives, with strategies that align with your risk tolerance.
All investments carry risk, including potential loss of principal. Past performance is not indicative of future results. Consult with a licensed financial professional before making investment decisions.
Tax & Strategy Planning
Customized financial planning aimed at enhancing tax efficiency and aligning with long-term wealth goals.
Estate Planning
Guidance and strategies to help facilitate the transfer of wealth according to your financial and legacy planning preferences.
Private Banking
Tailored financial solutions designed to support your banking and liquidity management needs.
Multi-Generational Wealth Planning
Strategic planning to help families manage and structure wealth across generations while considering long-term financial goals.
Consolidated Financial Strategy & Reporting
Comprehensive financial insights and reporting to help provide a clear overview of your wealth and investment strategy.
Family Governance Strategy
Structured wealth management approaches designed to support family financial decision-making and legacy planning.
Our Story
Founded by author, speaker and veteran financial advisor Tom Ruggie, ChFC®, CFP®, who began his financial career in 1991, Ruggie Wealth Management has served the needs of individuals, families, small businesses and non-profit organizations for over 30 years.
Investment advisory services are offered through Destiny Wealth Partners, LLC, an SEC Registered Investment Advisor, which provides a continuum of financial services through Ruggie Wealth Management, and its other companies Destiny Family Office, Nichols Wealth Partners, and Destiny Wealth. Through the years, we’ve added offices in Winter Park, The Villages®, Boca Raton, and Jacksonville to our flagship office in Tavares.
Our team looks beyond traditional wealth management to help you identify and measure where you are and where you want to be using key indicators that are vital to your financial health and comfort. We then customize your financial plan specifically for you. Our unique process encourages the development of relationships that allow us and your other trusted advisors to all work together on your behalf.
Jorge A. Romero, CFP®
Managing Partner | Senior Wealth Advisor
Jorge A. Romero is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and a Managing Partner at Ruggie Wealth. He began his career in the financial services industry in 2004 after having served honorably in The United States Marine Corps. Jorge works closely with clients and their families to develop & implement comprehensive wealth management solutions designed to help clients achieve their goals. His areas of focus include lifestyle funding and cash flow analysis, tax planning, estate planning, risk management, family governance and philanthropic planning.
In addition to working directly with clients & their families, Jorge also leads Destiny Wealth Partners’ Investment Committee, where his responsibilities include shaping the firm’s investment policy formation, asset allocation strategy development, manager research & selection, and portfolio performance monitoring.
Jorge received his Bachelor of Arts in Political Science, and Pre-Law along with a Minor in Latin American Studies from The University of Central Florida and is currently pursuing a Master of Science in Financial Planning and Taxation along with the Certified Investment Management Analyst (CIMA®) designation. He is a member of The CFA Institute & CFA Society of Orlando, The Financial Planning Association of Central Florida, The Investments & Wealth Institute, as well as the Estate Planning Council of The Villages®.
In his spare time, Jorge enjoys playing Polo, learning about Wine, and traveling with his friends & family - which also includes his Coton de Tuléar puppy, RóBear. Jorge is an avid reader of history, international relations, and linguistics books; he speaks Spanish, some Italian, and French, and is always exploring new languages. He is also an endurance cyclist, often riding his road bike to raise funds & awareness for charities such as No Kid Hungry®, UNICEF, and The National Multiple Sclerosis Society®.
Getting to Know Jorge
What’s Your Favorite Food:Aged Prime Steak
If I Could Meet Anyone, Past or Present, It Would Be… Albert Einstein
Favorite Book: One Hundred Years of Solitude
Favorite Movie or TV Show: Forrest Gump
What Motivates You?: Solving Complex Problems
Favorite Holiday: Festivus
Name Something on Your Bucket List: Learn to speak Farsi
Place You’d Most Like to Visit: The Mariana Trench
Brian Davis
President of Wealth Management
With a background in organizational development and business strategy, Brian is a seasoned financial professional with a proven track record of driving growth and expansion in the wealth management industry. His career began in 1999 at Charles Schwab, where he assisted individual investors and families. Eventually, he recognized within himself a profound passion for building, leading, and supporting teams and organizations, and went on to serve in leadership roles at established financial firms such as Scottrade® Advisor Services, Wealth Enhancement Group, and Your Mental Wealth Advisors.
Today, Brian oversees our company's Wealth Management division and is laser-focused on ensuring our Destiny team has all the resources and support they need to help our clients – individuals, families, and entrepreneurs – fulfill their life and financial goals.
A Florida native, Brian holds a master’s degree in leadership and organizational development from Saint Louis University. He also serves as Chairman of the Pet Alliance of Greater Orlando board and is part of the Leadership of Winter Park, Alumni (Winter Park Chamber of Commerce). He, his family, and dogs live in Winter Park, and he enjoys outdoor activities including hiking and golfing.
Ronnie Hopper
Client Relationship Manager
Ronnie serves as a direct point of contact for clients, ensuring they receive timely support, consistent updates, and a seamless service experience. His attention to detail and proactive approach helps build trust and enhance client satisfaction throughout every stage of the financial journey.
Ronnie earned his degree in Finance from the University of Central Florida and currently holds a Series 65 license. Prior to becoming a full-time team member upon his graduation, Ronnie began developing a strong foundation in financial operations, client service, and investment processes. His background reflects a commitment to supporting client goals through clear communication, dependable execution, and long-term relationship building.
Outside of work, Ronnie enjoys golfing, running, working out, reading, and spending quality time with his family. He’s also passionate about adding new skills to his arsenal and enjoys playing the piano.